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Toll Free : 1 800 88 1138 (Non Life)
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What is No Claim Discount (NCD)?
The No Claim Discount (NCD) is a reward scheme received by motor policy holders for not making a claim during the preceding 12 months.
How much of No Claim Discount (NCD) am I entitled to?
Consumers are eligible for NCD ranging from 0% to 55% of the premium payable depending on the type of vehicle, coverage and number of years claim not intimated. For a private car, the scale of NCD ranges from 0% to 55% as provided in the policy/certificate whereas for motorcycles and commercial vehicles, it ranges from 0% to 25%.

Find out the current insurer for your vehicle, type of coverage, policy period and policy number by entering your details
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For The Love of Your Ride & Protection of The Driver
ACPG Hotline 03-9286 3323
Your Trusted Malaysia Insurance Services Provider
1/7/2017 onwards,
Malaysia Enforce Liberalisation of Motor Tariff....., which mean no more FIXED premium and you need choose the best rate in Market...!!!
We ACPG sincere advice you and Your company to choose better experience n responsible motor insurance agency.
We sincere advice you and your company to choose senior insurance knowledge experience and widest choice of insurance companies as ACPG Group of Companies with more than 10 principal insurers and in insurance industry more than 28 years.
We ACPG have more than 300 Platinum Standard Panel Repair Workshops Nationwide provide warranty repair services n original part replacement.
We ACPG available Online Service convenience our customer renew motor insurance n road tax via credit card payment n delivery road tax to door step Nationwide service.
We sincere wish your kindness given chance to us ACPG to service you n your family's..
Shared By
Anthony Chin,CEO
ACPG Management Sdn Bhd
Head Office
158-3-7, Kompleks Maluri,
Jalan Jejaka, Taman Maluri,Cheras
55100 Kuala Lumpur, Malasyia.
03-92863323
011-12239838 (WhatsApp)
Your Experience Insurance Advisory Service Provider since year 1989.
30/10/2018.
See how our online renewal is made easier for you.
Start your Car Insurance and Road Tax renewal here.
AIG Motor Insurance Add on Cover Windscreen (E/C/BM Version)
AIG Motor Insurance vehicle repairs at AIG Malaysia panel workshop

Lonpac Motor Vehicle Insurance / Lonpac Car Insurance
Kurnia Motor Vehicle Insurance / Kurnia Car Insurance
1. Comprehensive Policy
Notify us immediately after an accident. All accidents must be notified to us irregardless of whether you intend to make a claim or otherwise.
Only send your insured vehicle to our approved panel workshops.
Ensure the following documents are provided to us:
Duly completed claim form
Copies of:
Driving license and identity card of driver who was involved in the road accident
Clear copy of insured's identity card if insured was driving the insured vehicle at the time of accident;
Copies of insured's update vehicle registration card (both sides);
Police report (original or certified true copy); and
If pursuing KFK (Knock-For-Knock) Claim on your policy, kindly provide us the following:
All documents mentioned in item 3 above;
Third party vehicle insurance information (by way of Jabatan Pengangkutan Jalan/ Road Transport Department) search;
Duly completed KFK declaration letter that you are making a Knock-For-Knock Claim for damage to your vehicle on your policy.
B. Windscreen Claim
For windscreen claims, please provide the following:
Duly completed claim form;
Copy of police report (certified true copy);
Original copy of photographs of damaged windscreen before repair (insured vehicle's registration number must be visible). You need not provide any photos if your damaged windscreen is repaired at our approved panel workshop;
Photographs of the replaced windscreen;
Updated copy of insured vehicle's registration card; and
Original repair receipt.
C. Theft Of Vehicle
Theft claim is normally settled within three months from the date of notification and upon completion of investigations.
The following documents are required to process theft claim:
Duly completed claim form;
Clear copy of your identity card;
Original release letter or latest outstanding loan statement from the financial institution financing the purchase of your insured vehicle;
Jabatan Pengangkutan Jalan(JPJ) - Road Transport Department Form K3, K8, with annexures identified as Lampiran A1 and C1
Original Certificate of Insurance and policy
Memorandum & Article of Association, Form 9, Form 24, Form 44 and Form 49 duly certified true copy by your company secretary (for company vehicle only);
All your insured vehicle's keys;
Original vehicle registration card duly signed by owner
Report of police investigation.
Accident Guard
This is an additional optional coverage on top of your standard motor vehicle insurance.
If you have purchased an additional optional coverage, we only need to know the check-in and check-out dates for repair works carried out at our panel workshop to process your claim for the following benefits arising out of an own damage claim:
Daily cash allowance;
Waiver of betterment cost;
Option of spray painting of whole car
Please note that Daily Cash Allowance is paid to you whilst Waiver of Betterment Cost and Spray Painting of Whole Car are stated in our offer letter for the own damage claim.
2. Third Party Property Damage Claim
If you intend to make a third party claim:
Notify the other driver and/or owner who was involved in the road accident with your insured vehicle in writing about your intention to make insurance claim against him. In addition, state that you hold him responsible, and ask him to notify his insurer;
Appoint a licensed adjuster to inspect your insured vehicle and thereafter provide you with their loss assessment/report; and
If you do not have the other driver's contact information, you may conduct a search at Jabatan Pengangkutan Jalan (JPJ) - Road Transport Department) to find out who is the other driver's insurer based on the vehicle registration number. Submit to us the following documents:
Submit the following to AIG Malaysia:
Police report;
Police sketch plan and key;
Police investigation report;
Adjuster's report together with photographs of damaged insured vehicle;
Original bill and receipt issued by the adjuster for their services;
Copy of your own vehicle insurance policy
Copy of your identity card, driving license and vehicle registration card
3. Third Party Bodily Injury Claim
In the event you are involved in a road accident causing personal injury or death to any individuals including passengers in your insured vehicle at the time of accident, and if you have purchased for such cover, please ensure you follow the following guidelines:
Accident must be reported to the police within 24 hours after the road accident;
Notify us of the accident immediately;
Do not admit liability to anyone;
Do not enter into any negotiations without our prior consent;
Should you receive any letter and /or summons from the third party's solicitors, please inform us immediately;
You may speak to your insurance broker or our authorized agent to seek clarification.
For The Love of Your Ride & Protection of The Driver
ACPG Hotline 03-9286 3323
No Matter how good your own driving skills are, owning a car can be an expensive and risky business. That...
ACPG Motor Insurance offers you a thorough and comprehensive approach to motoring wherever you go.
HASSLE FREE NCD TRANSFER
If your vehicle is already covered by another insurance company or agency, switching over to ACPG is easy. You may transfer your NCD (No-Claim-Discount) over in full.
MOTOR POLICIES
Comprehensive Cover
This policy provides the widest coverage. Provides you cover as in Third Party, Fire and Theft Cover plus physical damage to your vehicle due to accidental collision or overturning.
Exclusions
The Standard Motor Insurance Policy DOES NOT cover :
* Your own death or bodily injury;
* Your liability against claims from passengers;
*Theft of non factory fitted vehicles accessories (car stereos, leather seats, sports rim etc) unless otherwise declare;
* Consequential loss, depreciation, wear and tear, mechanical or electrical breakdown failures or breakages; and
* Loss/damage arising from an act of nature e.g. flood, landslide and landslip.
Optional Benefits with additional Premium
Windscreen
Covers the breakage of glass in windscreens, front, rear and side windows. The damaged windscreen will be replaced and your NCD (No-Claim-Discount) will not be affected.
(Premium Charged - 15% of the Amount insured)
Flood, Storm, Landslide, Landslip or Subsidence Cover and Damage by falling Tree.
Covers the vehicle against damage caused by the above perils.
(Premium Charged - 0.5% x Sum Insured of your vehicle)
Strike, Riot & Civil Commotion (RSMD)
Covers the vehicle against damaged caused by strike, riot and civil commotion.
(Premium Charged - 0.3% x Sum Insured of your vehicle)
Additional Driver Name (3rd name & above)
This extra coverage waives the RM 400.00 Excess.
(Premium Charged - RM 10.00 per driver name)
or All Driver Coverage for Private Use vehicle registered under company/organisation)
Premium Charged - RM 50 per vehicle)
Legal Liability of Passengers - Private use Vehicle
Cover the legal liability of passengers for acts of negligence.
(Premium Charged - RM 7.50 per car)
Legal Liability to Passengers - Private Use Vehicle
Cover protects the Insured against legal liability to the passenger in event of a claim.
(Premium Charged - 25% of Third party premium.
Basic premium up to 5 persons only.
Driver's Personal accident Insurance
Premium Charged inclusive RM 10 Stamp Duty
from RM 70.00
Daily Cash Allowance
You will be covered for first 10 days while your car in the workshop.
Plan RM 50.00 to RM 200.00 Daily Cash Allowance
Premium Charged - RM 50.00 to 200.00 (Annual)
Spray Painting of Whole Car
You will have a choice to spray paint the whole car even thought the own damage repair only allow for the spray painting of the damaged part of the car.
Plan RM 1000.00 to RM 2,500.00 Max. Limit
Premium Charged - RM 120.00 to RM 300.00 (Annual)
Waiver of Betterment Cost (Own Damage Accident Claim)
Your contribution towards the cost of new parts replacement will be borne by insurer.
For Car aged 5-7 years Premium Charged RM 120.00
For Car aged 8-15 year Premium Charged RM 220.00
ACPG Motor Assist (*Free Service for all Private Use Vehicle)
* 24 hours Motor Towing Service (FREE Up to 100 km)
* Nationwide network of panel workshop.
* 6 months warranty on repair by insurer panel workshops.
Comprehensive motor insurance can cover you against accidental loss of, or damage to, your car, up to either its:
Market Value – what your car is worth just before the damage occurs; or
Agreed Value – where you and your insurance company agree on the value of the car at the beginning
of the contract and at each renewal.
You must ensure your car is adequately insured as it will affect the amount you can claim in the event of loss / damage.
difference. In the event of a loss, you will only be partially compensated.
is the market value of the vehicle. You cannot profit from a claim (principle of indemnity).
The present market value of your car will be indicated in the renewal notice or product disclosure sheet issued to you before you buy the policy.
The advice will be provided to you without additional charge.
If you agree to insure at the value recommended by your insurance company, you will not receive a
lower amount of compensation following a claim due to under-insurance.
To ensure consistency in the market value of your car at the point of purchase and subsequent claim,
your insurance company should refer to the same database to determine the market value of your car
in both instances.
You and your insurance company agree on the value of the car at the beginning of the contract and at each renewal. If your car is totally destroyed or stolen, your insurance company will pay the sum insured in full.
ACPG Motor Insurance Tips Sharing
Find out the current insurer for your vehicle, type of coverage, policy period and policy number by entering your details below.
I-Search "Free"
https://www.mycarinfo.com.my/ISearch/Enquiry?version=b2c
For your general knowledge about Malaysia Motor Insurance NCD "No Claim Discount" info
NCB Discount up to 55% is able to transfer to any malaysia insurance company on your next renewal, all insurance company will offer same NCB % rate when you renew your motor insurance policy with others insurance company.
You able to check your current n next renewal NCB % entitlement status n your policy cover period as below link...
I-Search "Free"
https://www.mycarinfo.com.my/NCDCheck/Online
PIAM APPROVED REPAIRERS SEARCH
Today PIAM manages 655 PARS repairers that are operating nationwide.
The benefit of PARS to the policyholders includes:-
a warranty period of 6 months on workmanship given by the workshop on the repaired vehicle, comfort that the workshops have been approved by PIAM and a body that the policyholders can refer to if the services of these workshops are not satisfactory
Members’ insurance companies of PIAM may select only repairers that are registered under the PARS as their authorised workshops to repair their insureds vehicles.
These insurers will thus have a selected number of PARS workshops as their approved workshops.
Search for PIAM authorized repairers in your area here.
http://www.piam.org.my/search-for-piam-approved-repairers/
Malaysia Motor Insurance Insurers
AIG Malaysia Motor Insurance Kuala Lumpur
AIA Malaysia Motor Insurance Kuala Lumpur
AXA Malaysia Motor Insurance Kuala Lumpur
AMGeneral Malaysia Motor Insurance Kuala Lumpur
Allianz Malaysia Motor Insurance Kuala Lumpur
Berjaya Sompo Malaysia Motor Insurance Kuala Lumpur
Chubb Malaysia Motor Insurance Kuala Lumpur
Etiqa Takaful Malaysia Motor Insurance Kuala Lumpur
Kurnia Malaysia Motor Insurance Kuala Lumpur
Liberty Malaysia Motor Insurance Kuala Lumpur
Lonpac Malaysia Motor Insurance Kuala Lumpur
MSIG Malaysia Motor Insurance Kuala Lumpur
MPI General Malaysia Motor Insurance Kuala Lumpur
Progressive Malaysia Motor Insurance Kuala Lumpur
RHB Malaysia Motor Insurance Kuala Lumpur
The Pacific Malaysia Motor Insurance Kuala Lumpur
Takaful Malaysia Motor Insurance Kuala Lumpur
Tokio Marine Malaysia Motor Insurance Kuala Lumpur
Tune Malaysia Motor Insurance Kuala Lumpur
QBE Malaysia Motor Insurance Kuala Lumpur
Zurich Malaysia Motor Insurance Kuala Lumpur
MSIG Car Insurance Kuala Lumpur Malaysia
MSIG Car Insurance Kuala Lumpur
MSIG Car Insurance Selangor
MSIG Car Insurance Cheras
MSIG Car Insurance Ampang
MSIG Car Insurance Kampung Pandan
MSIG Car Insurance Pandan Jaya
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MSIG Car Insurance Bandar Tun Razak
MSIG Car Insurance Taman Billion
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MSIG Car Insurance Bangsar
MSIG Car Insurance Pantai Dalam
MSIG Car Insurance Jalan Kelang Lama
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MSIG Car Insurance Puchong
MSIG Car Insurance Shah Alam
MSIG Car Insurance PJ
MSIG Car Insurance Petaling Jaya
MSIG Car Insurance Seri Petaling
MSIG Car Insurance Desa Petaling
MSIG Car Insurance Subang
MSIG Car Insurance USJ
MSIG Car Insurance Damansara
MSIG Car Insurance Kota Damansara
MSIG Car Insurance Kepong
MSIG Car Insurance Sungai Buluh
MSIG Car Insurance Rawang
MSIG Car Insurance Jalan Ipoh
MSIG Car Insurance Selayang
MSIG Car Insurance Gombak
MSIG Car Insurance Wangsa Maju
MSIG Car Insurance Setapak
MSIG Car Insurance Kajang
MSIG Car Insurance Sungai Long
MSIG Car Insurance Mahkota Cheras
MSIG Car Insurance Seri Kembangan
MSIG Car Insurance Kajang
MSIG Car Insurance KL
MSIG Motor Insurance Kuala Lumpur Malaysia
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MSIG Motor Insurance Selangor
MSIG Motor Insurance Cheras
MSIG Motor Insurance Ampang
MSIG Motor Insurance Kampung Pandan
MSIG Motor Insurance Pandan Jaya
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MSIG Motor Insurance Pandan Indah
MSIG Motor Insurance Taman Cheras
MSIG Motor Insurance Taman Pertama Cheras
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MSIG Motor Insurance Taman Midah
MSIG Motor Insurance Bandar Tun Razak
MSIG Motor Insurance Taman Billion
MSIG Motor Insurance Taman Mewah
MSIG Motor Insurance Balakong
MSIG Motor Insurance Bangsar
MSIG Motor Insurance Pantai Dalam
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MSIG Motor Insurance Desa Petaling
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MSIG Motor Insurance USJ
MSIG Motor Insurance Damansara
MSIG Motor Insurance Kota Damansara
MSIG Motor Insurance Kepong
MSIG Motor Insurance Sungai Buluh
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MSIG Motor Insurance Jalan Ipoh
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MSIG Motor Insurance Seri Kembangan
MSIG Motor Insurance Kajang
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ETIQA TAKAFUL Car Insurance Kuala Lumpur Malaysia
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ETIQA TAKAFUL Motor Insurance Kuala Lumpur Malaysia
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KURNIA Car Insurance Kuala Lumpur Malaysia
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KURNIA Car Insurance Petaling Jaya
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KURNIA Car Insurance Subang
KURNIA Car Insurance USJ
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KURNIA Car Insurance Rawang
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KURNIA Car Insurance Gombak
KURNIA Car Insurance Wangsa Maju
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KURNIA Car Insurance Kajang
KURNIA Car Insurance Sungai Long
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KURNIA Car Insurance Seri Kembangan
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KURNIA Car Insurance KL
KURNIA Motor Insurance Kuala Lumpur Malaysia
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KURNIA Motor Insurance Seri Kembangan
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ALLIANZ Car Insurance Kuala Lumpur Malaysia
ALLIANZ Car Insurance Kuala Lumpur
ALLIANZ Car Insurance Selangor
ALLIANZ Car Insurance Cheras
ALLIANZ Car Insurance Ampang
ALLIANZ Car Insurance Kampung Pandan
ALLIANZ Car Insurance Pandan Jaya
ALLIANZ Car Insurance Pandan Perdana
ALLIANZ Car Insurance Pandan Indah
ALLIANZ Car Insurance Taman Cheras
ALLIANZ Car Insurance Taman Pertama Cheras
ALLIANZ Car Insurance Taman Segar Cheras
ALLIANZ Car Insurance Taman Midah
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AXA Car Insurance Kuala Lumpur Malaysia
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LONPAC Car Insurance Kuala Lumpur Malaysia
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TAKAFUL MALAYSIA Car Insurance Kuala Lumpur Malaysia
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TAKAFUL MALAYSIA Motor Insurance Kuala Lumpur Malaysia
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AMGENERAL Car Insurance Kuala Lumpur Malaysia
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AMGENERAL Motor Insurance Kuala Lumpur Malaysia
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AMGENERAL Motor Insurance Kajang
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AMGENERAL Motor Insurance Seri Kembangan
AMGENERAL Motor Insurance Kajang
Your Trusted Malaysia Risk Management Insurance Advisory Provider since year 1989.

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