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Toll Free : 1 800 88 1138 (Non Life)
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What is No Claim Discount (NCD)?
The No Claim Discount (NCD) is a reward scheme received by motor policy holders for not making a claim during the preceding 12 months.
How much of No Claim Discount (NCD) am I entitled to?
Consumers are eligible for NCD ranging from 0% to 55% of the premium payable depending on the type of vehicle, coverage and number of years claim not intimated. For a private car, the scale of NCD ranges from 0% to 55% as provided in the policy/certificate whereas for motorcycles and commercial vehicles, it ranges from 0% to 25%.
Find out the current insurer for your vehicle, type of coverage, policy period and policy number by entering your details
ACPG Insurance Business since Year 1989
Lonpac Car Insurance
Renewing Your Car Insurance with Lonpac
You can estimate your motor insurance premiums and apply online to renew your policy at iMoney. Simply complete our application form, and our auto insurance partners will renew your policy as well as your road tax in one convenient process.
Product Highlights & information
Lonpac offers on-the-spot repairs for minor car problems, and offers to make alternative traveling and living arrangements when we are on holiday.
- 24 hour assistance for road side repairs and towing at 1300-88-1138 or 03-7628-3833
- Free on the spot minor repairs
- Free towing up to RM400 per event to home or panel workshop
- Car Rental Assistance *
- Hotel Arrangement Assistance *
*LonPac will make the arrangements with cost borne by policy holder.
Auto Assist Services
LonPac offers its E-Assist services for its comprehensive motor insurance policy holders. Started in 2001, it provides 24 hour emergency services to its policy holders.
Private Car Secure - Comprehensive
Carefree rides start with an easy,
comprehensive motor policy.
It's not just about driving to places you want to be but also driving there in comfort and confidence.
With Private Car Secure - Comprehensive, you're providing your car and your journeys with the protection it needs; giving you peace of mind on the road.
Lonpac Motor Insurance Key Benefits
Accidental Collision and Overturning
Impact Damage Caused by Falling Objects
(Provided no convulsion of nature is involved)
Fire, Explosion or Lightning
Burglary, Housebreaking or Theft
Malicious Act Damage
Liabilities to Third Parties
For Bodily Injury or Death
For Property Loss or Damage
All Drivers (NEW)
(You do not need to provide us the names of your authorised drivers)
Impact Damage Cover Caused by Falling Objects Due to Convulsion of Nature (NEW)
(Limited to 25% of sum insured)
Transportation Allowance (NEW)
Document Replacement Allowance (NEW)
24/7 Emergency Road Assistance (E-Assist)
6 months Repair Warranty At Our Panel Workshop
e-Hailing Extension (NEW)
For driver of Grab, Mycar etc.
Special Perils Extension
(Flood, storm, earthquake, landslide and other convulsion of nature)
Breakage of Windscreen, Window or Sunroof Extension
(Without affecting No-Claim Discount)
Vehicle Accessories Extension
Legal Liability of Passengers Extension (LLP)
Legal Liability of Passengers Act of Negligent Extension (LLAN)
No-Claim-Discount Relief Protection Extension
Strike, Riot and Civil Commotion Extension
Smart Driver Personal Accident Extension (SDPA)
LPI Capital Berhad - Our Story
From Humble Beginnings
Since 1962, we have grown to be one of the dedicated insurer for everyday Malaysian. We offer an extensive selection of general insurance products and services. Along the way, we have amased a number of awards and accolades in recognition of our strong commitment to our customers and solid financial performance.
Today, as one of Malaysia's market leaders in general insurance business, recording achievements of RM1.5 billion*in annual gross written premiums, with over RM4.2 billion* in assets, exceeding RM6 billion* of market capitalisation and over 800 employees, Lonpac is ever-ready to provide our customers with competitive and innovative products and services to meet their insurance needs.
We are putting YOU, our customer, FIRST when it comes to insurance.
To be the preferred premier insurance solutions provider.
Our primary focus is to provide innovative insurance products supported by customer-centric service excellence. We aim to provide our insured an easy channel for all their insurance needs.
Our brand is representative of the way we conduct ourselves and the approach to organisational development. We aim to create an environment for our people that is fair, caring and accountable.
Our drive is to create value for our stakeholders, anchored to our vision and corporate mission. We strive for sustainability through financial and technical strength based on recognised and proven standards.
Our Core Values
Our Core Values represent the way we conduct ourselves and our responsibilities to our Insured, our Stakeholders, our People and our Community.
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LONPAC Motor Insurance Kuala Lumpur Malaysia
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LONPAC Motor Insurance Ampang
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LONPAC Motor Insurance Pandan Jaya
LONPAC Motor Insurance Pandan Perdana
LONPAC Motor Insurance Pandan Indah
LONPAC Motor Insurance Taman Cheras
LONPAC Motor Insurance Taman Pertama Cheras
LONPAC Motor Insurance Taman Segar Cheras
LONPAC Motor Insurance Taman Midah
LONPAC Motor Insurance Bandar Tun Razak
LONPAC Motor Insurance Taman Billion
LONPAC Motor Insurance Taman Mewah
LONPAC Motor Insurance Balakong
LONPAC Motor Insurance Bangsar
LONPAC Motor Insurance Pantai Dalam
LONPAC Motor Insurance Jalan Kelang Lama
LONPAC Motor Insurance Kuchai Lama
LONPAC Motor Insurance Sungai Besi
LONPAC Motor Insurance Puchong
LONPAC Motor Insurance Shah Alam
LONPAC Motor Insurance PJ
LONPAC Motor Insurance Petaling Jaya
LONPAC Motor Insurance Seri Petaling
LONPAC Motor Insurance Desa Petaling
LONPAC Motor Insurance Subang
LONPAC Motor Insurance USJ
LONPAC Motor Insurance Damansara
LONPAC Motor Insurance Kota Damansara
LONPAC Motor Insurance Kepong
LONPAC Motor Insurance Sungai Buluh
LONPAC Motor Insurance Rawang
LONPAC Motor Insurance Jalan Ipoh
LONPAC Motor Insurance Selayang
LONPAC Motor Insurance Gombak
LONPAC Motor Insurance Wangsa Maju
LONPAC Motor Insurance Setapak
LONPAC Motor Insurance Kajang
LONPAC Motor Insurance Sungai Long
LONPAC Motor Insurance Mahkota Cheras
LONPAC Motor Insurance Seri Kembangan
LONPAC Motor Insurance Kajang