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MOTOR ASSISTANCE SERVICES
HELPLINE INFORMATION
FROM MALAYSIA INSURANCE COMPANIES

  
Motor Assistance Services applicable
for private car / private use only.
(Helpline Daily 24 hours)
 
AmGeneral Auto Assist Call Center    
Toll Free : 1 800 88 2647
AmGeneral Panel Workshops
               
AIG Road Ranger Assistance Call Centre
Toll Free :1 300 88 3933
AIG Panel Windscreen Workshops
             
Allianz Road Warrior Assistance Call Center
Toll Free : 1 800 22 5542 
Allianz Panel Workshops
 
AXA Motor Assistance Call Center
Toll Free : 1 800 88 1033
 
Berjaya Sompo Motor Assistance Call Center
Toll Free : 1 800 18 8033 
Berjaya Sompo Panel Workshops
 
Chubb Motor Assistance Call Center
Toll Free : 1 800 22 5542       
Chubb Panel Workshops
 
Etiqa Takaful Motor Assistance Call Center
Toll Free : 1 800 88 6491       
Etiqa Takaful Panel Workshops
 
Kurnia Auto Assistance (KAA) Call Center
Toll Free : 1 800 88 3833     
Kurnia Panel Workshops
 
Lonpac Motor E- Assist Helpline
Toll Free : 1 800 88 1138
 
MSIG Motor Assistance Call Center
Toll Free : 1 300 88 0833
 
RHB Insurance Roadside Assistance Call Center
Toll Free : 1 300 88 0881
RHB Panel Workshops
 
The Pacific Insurance Roadside Assistance Call Center
Toll Free : 1 800 88 4488
Pacific Panel Workshops
Pacific Panel Windscreen Workshops
 
Takaful Malaysia Roadside Assistance Call Center
Toll Free : 1 800 88 8788
Takaful Malaysia Panel Workshops
Takaful Malaysia Panel Windscreen Workshops
 
Tokio Marine Motor Assistance Call Centre
Toll Free :1 800 88 1301
Tokio Marine Panel Workshops
Tokio Marine Panel Windscreen Workshops 
 
Zurich Roadside Assistance Call Center
Toll Free : 1 300 88 6222
Zurich Panel Workshops
Zurich Panel Windscreen Workshops 
 
 
          
 
MEDICAL ASSISTANCE SERVICES
HELPLINE INFORMATION
FROM MALAYSIA INSURANCE COMPANIES
 

Medical / Hospital Insurance
Hospital Admission & Discharge Call Centre
(Helpline Daily 24 hours)
 
 
AXA Medical Assistance Helpline
Fixed Line : +603-7843 9459
Toll Free : 1 300 88 9979. 
 
Lonpac Medical Assistance Helpline        
Fixed Line : +603-7965 3882.
 
The Pacific Insurance Medical Assist Call Center
Fixed Line : +603-7628 3992,
Fixed Line : +603-7965 5660.
PIB Panel Hospital List
Allianz Medical Assistance Call Center
Toll Free : 1 800 88 1311 (Life)
Toll Free : 1 800 88 1138 (Non Life)  
Fixed Line : +603-7954 4629 (Life) 
Fixed Line : +603-7628 3600 (Non Life)
Allianz Panel Hospital List
 
MSIG Medical Assistance Call Center
Toll Free : +603-7956 1233
MSIG Panel Hospital List

Zurich Medical Assistance Call Center
Toll Free : 1 300 80 0020
Fixed Line : +603-7803 2003
 
AIA Medical Assistance Call Center 
Toll Free : 1 300 88 1899
 
 
 
TRAVEL ASSISTANCE SERVICES
HELPLINE INFORMATION
FROM MALAYSIA INSURANCE COMPANIES

Travel Insurance
Worldwide Assistance Call Centre
 
(Helpline Daily 24 hours)
 
Etiqa Takaful Travel Worldwide Assistance Helpline
Fixed Line : +603 2161 0270
 
 
 
AXA Travel Worldwide Assistance Helpline
Fixed Line : +603 2142 0399          
 
 
Lonpac Travel Worldwide Assistance Helpline
Fixed Line : +603 2711 8299

AIG Travel Guard Worldwide Helpline
Fixed Line : +603 2772 5600

Allianz Travel Worldwide Assistance Helpline
Fixed Line : +603 7628 3919,
Fixed Line : +603-7965 3919.
 
 
MSIG Travel Worldwide Assistance Helpline
 
Fixed Line : +603-7965 3930

EMERGENCY EVACUATION MEDICAL ASSISTANCE
HELPLINE INFORMATION
FROM MALAYSIA INSURANCE COMPANIES

Emergency Evacuation& Repatriation Services
Medical Assistance Call Centre
 
AIG Worldwide Medical Assistance Call Centre
Fixed Line : +603-2772 5600
 
Zurich Worldwide Medical Assistance Call Centre
Fixed Line : +603-7956 1233
 
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For Hospital Admission & Discharge and Travel Insurance.
 
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ACPG Insurance Claim Support Information

ACPG Claim Support Line (Office hours)
+ 603 - 9286 3323.
 

ACPG 24 hours Claim Notification
SMS, Whatsapps, Viber, Wechat, Line.
+ 6011 - 1223 9838
 

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+ 603 - 9282 3232
 

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NCD Online Check (ISM)

What is No Claim Discount (NCD)?

The No Claim Discount (NCD) is a reward scheme received by motor policy holders for not making a claim during the preceding 12 months.


How much of No Claim Discount (NCD) am I entitled to?

Consumers are eligible for NCD ranging from 0% to 55% of the premium payable depending on the type of vehicle, coverage and number of years claim not intimated. For a private car, the scale of NCD ranges from 0% to 55% as provided in the policy/certificate whereas for motorcycles and commercial vehicles, it ranges from 0% to 25%.


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ACPG Management Sdn Bhd
Your Experience Insurance Risk Management and Solution Service Provider since year 1989 and Head Office Located at Kuala Lumpur Malaysia .
For more details of Malaysia Insurance package and risk management services www.acpgconsultant.com and contact our ACPG careline +603-92863323. 
 
 
 
 
 
ACPG Management Sdn Bhd
 
Your Experience Insurance Risk Management and Solution Service Provider since year 1989 and Head Office Located at Kuala Lumpur Malaysia .
 
For more details of Malaysia Insurance package and risk management services www.acpgconsultant.com and contact our ACPG careline +603-92863323.
 
 
Please click HERE for ACPG Management Sdn Bhd Company Profile.
 
AXA Malaysia Oversea Travel Insurance Quote Online " Click Here "
 
 
 
AXA Travel Insurance Single Trip Quote Online or Enquiry Online
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Any Urgent Enquiry, Please send your Whatsapp Message to +6011-12239838 for Prompt Assistance (Monday to Friday 9.00 am to 6.00 pm)
 
 
 
 
AXA SmartTraveller
 
AXA Oversea Travel Insurance Plan and AXA Domestic Travel Insurance Plan
 
 
 
 
 
Single Trip
 
 
 
 
 
 
 
 
 
 
SmartTraveller

Isn't it frustrating when your flights get delayed? Or when your luggage gets lost in transit? SmartTraveller has you covered for any unfortunate events on your overseas trips, including accidents or illnesses while you are travelling.

Key benefits explained 
 
High medical coverage when overseas
Pays for your medical and hospital expenses incurred overseas due to accident or illness during your travels up to RM300,000
 
 
 
Get compensated for travel inconveniences
 
Pays for loss or damage to your baggage, including personal items up to RM500 per item, as well as travel and baggage delays
 
 
 
Fast claims
Upon receipt of full documents, AXA will revert with claim decision within 5 working days
 
 
 
Trip cancellation
Buy travel insurance at least 14 days before your trip, and we will compensate you for irrecoverable travel and accommodation expenses as a result of trip cancellation due to serious injury or illness to you or your immediate family.
 
 
 
Emergency medical evacuation
Unlimited coverage for emergency transportation and medical care to the nearest hospital
 
 
 
Single trip and annual unlimited trips available
Get protection for a single trip or save more with an annual plan that covers unlimited number of trips in a year
 
 
 
Instant coverage
Get your travel insurance online 24/7 before departure

 

What we do not cover

1. Any existing medical conditions or those which occurred before the policy

2. Any treatment related to pregnancy

3. Travels against medical advice, or for the purpose of obtaining treatment

For the full list of Benefits and Exclusions, kindly refer to our Policy Wordings, available for download below.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
What does AXA SmartTraveller cover?
 

AXA SmartTraveller provides a number of benefits including the following:

 
  • Personal Accident
  • Medical Expenses
  • Travel Inconvenience such as travel delay, baggage delay, etc.
 

Please check out our Summary Benefits for more details

 

I have questions regarding the benefits / coverage of your travel insurance plan

 

You can check out our Summary Benefits . You can also contact our 24 hours hotline at +603 - 2142 0399.

 

What happens if I have a medical emergency overseas?

 

If you have a medical emergency overseas, you can visit the doctors for treatment and claim it back when you return to Malaysia. Do note that you have to provide all official receipts and doctor’s letter for your claims. If you need any urgent assistance, you can contact our 24 hours hotline at +603 - 2142 0399.

 

Can I buy travel insurance if I use overland transport to Singapore or Southern Thailand?

 

Yes. However, you are not entitled to claim flight related benefits.

 

Do you cover for domestic? For example, flying from Kuala Lumpur to Kota Kinabalu?

 

Yes, we do have SmartTraveller Domestic.

 

Do you cover winter sports (i.e. skiing), hiking, trekking and scuba diving?

 

Yes, we do cover winter sports, scuba diving and hiking/trekking in remote areas if accompanied with licensed guides (no height limit), subject to policy conditions and exclusions.

 

Do you cover for car rental excess?

 

Yes, we do cover for car rental excess under VIP and annual plans (Car rental excess requires that you hire a car and it gets damaged or stolen) The 'Excess' (also known as the 'Deductible') is the amount of money you have to pay under a car rental contract as a result of loss or damage to the rented car arising from an accident.

 

Do you cover home contents during the travel period?

 

Yes, we do cover for home contents under our VIP and annual plans.

 

Does your travel insurance cover pregnant women?

 

Yes, we do. But we do not cover claims arising from pregnancy including childbirth caesarean operation, abortion, miscarriage and all related complications except miscarriage due to bodily injury as a direct result of an accident.

 

If I cancel my trip, do I get my money back?

 

Trip cancellation coverage is available only on our VIP and annual plans, provided that you purchase your travel insurance at least 14 days before your trip. We will pay for your pre-paid irrecoverable fees if you have to cancel your trip due to incidents such as;

 
  • Your death, Serious Injury or Serious Illness or the death, Serious Injury or Serious Illness of Your Immediate Family Member
  • Unexpected outbreak of strike, riot or civil commotion
  • Witness summons
  • Serious damage to your residence.
 

Do note that you have to first get a refund from the relevant parties before claiming from us, and we will pay for the outstanding amount.

 
 
 
 

How do I file for a claim?

Please visit our claim page at https://www.axa.com.my/claims, where we have detailed our process and listed out the documents required to help you make your claims. You can:

How do I claim for my medical bills when I get sick during my travel?

You can first pay for your medical bills when you are overseas and make your claims when you return to Malaysia. Do note that you will need the official doctor letter and receipt to make your claims.

What do I do if my luggage is delayed by the transport provider?

We will pay if your checked-in baggage is delayed for each full 6 consecutive hours (RM200 for every 6 hours) upon arrival at your destination abroad. Make sure you get a written report from the transport provider confirming the delaying and how long it was for. Details of the limits of your cover can be found in the combined PDS you received with your policy documents.

How long will it take for me to receive my claims?

Upon receipt of full documents, we will revert with claim decision within 5 working days. Once claims is approved, payment will be made within 3 working days.

What documents will I need when submitting my claims?

This depends on the nature of your claims, visit https://www.axa.com.my/claims for more information. You can also find the details at MyAXA Claims Malaysia app via Google Play Store and Apple AppStore

 
 
Everybody loves travelling. You get to discover new places, countries, cultures and people. It’s a new experience and definitely more fun and satisfying when you bring along your family and friends.

We plan our holiday’s months in advance, buying the necessary clothes, booking the hotels, tickets and the places we want to go. However did you plan for emergencies?

While holidays are fun there are always the possibilities of unexpected incidents. You’re in an unfamiliar place and when something unexpected happens you would be lost on where to go or how to solve it. The question of cost also arises as you had not planned for anything extra.

That’s why you need to have travel insurance. You’ll have a worry free holiday as you know that if something happens, Travel Insurance Package underwritten by Malaysia Insurance company and  arranged by ACPG will be there to take care of you and your family, 24 hours a day, 7 days a week, 52 weeks a year.
 
 
AXA Smart Traveller Annual Plan (STAP) 
SmartTraveller Annual is designed the way travellers want a travel insurance to be for business and leisure trips - with immediate activation, comprehensive coverage and 24 hour emergency assistance wherever you are in the world.
 
AXA Travel Assistance Hotline

603-2142 0399
  • 24-Hour Hotline
  • Medical Referral
  • Emergency Medical Evacuation
  • Repatriation
  • Letter of Guarantee for Hospital Admission
  • Claims Handling
  • Calls will be on reverse charge.
 

Table of benefit

 
 
SUMMARY OF BENEFIT
SUM INSURED /
LIMIT OF LIABILITY (RM)
INDIVIDUAL PLAN FAMILY PLAN 
PLATINUM PLAN GOLD PLAN
1. PERSONAL ACCIDENT
Accidental death

Permanent total disablement
Loss of one limb or loss of sight of one or both eyes
Adult
Child
 
 

Maximum payable per Family
500,000
500,000
500,000
250,000
 
N/A
250,000
250,000
250,000
125,000
 
N/A
500,000
75,000
500,000
250,000
 
1,500,000
2. CHILD EDUCATION FUND
Pays as a result of Accidental Death of Insured who has any Children for their education fund Maximum payable per Family 20,000 10,000 20,000
3. MEDICAL & OTHER NECESSARY EXPENSES
(A) Medical Expenses
Reimburses expenses (including cost of emergency dental treatment) incurred during accident or sickness
 
Adult/Child
Maximum payable per Family
 
300,000
N/A
 
200,000
N/A
 
300,000
900,000
(B) Alternative Medicine Treatment
Reimburses medical expenses for medical treatment by registered traditional medicine practitioner, osteopath, physiotherapist and/or chiropractor
 
Adult/Child
Maximum payable per Family
 
1,000
N/A
 
500
N/A
 
1,000
3,000
Subject to Section 3A – Medical Expenses limit
(C) Compassionate Visitation Benefit
  • Due to Hospitalization of the Insured
Pays for additional expenses of one relative or
friend required on medical advice to travel or
remain behind with the Insured
 
  • Due to Death of the Insured
In the event of the Insured’s death whilst on the trip, reimburses for travel and accommodation expenses for one relative or friend to assist in the burial or cremation arrangements in the locality where death occurs
 
 
 
 
 
Adult/Child
Maximum payable per Family
 
 
 
 
 
8,000
N/A
 
 
 
 
 
5,000
N/A
 
 
 
 
 
8,000
24,000
Subject to Section 3A – Medical Expenses limit
(D) Child Care Benefit
Pays for additional expenses of one relative or
friend to take care of the Insured’s children whilst the Insured is hospitalized and the cost of a return trip economy class ticket
 
Per Day
Per Event
 
500
8,000
 
500
5,000
 
500
8,000
Subject to Section 3A – Medical Expenses limit
(E) Follow-Up Medical Treatment in Malaysia
Reimburses for follow-up treatment within 90 days upon return to Malaysia
 
 Adult/Child
Maximum payable per Family
 
30,000
N/A
 
20,000
N/A
 
30,000
90,000
Subject to Section 3A – Medical Expenses limit
4. HOSPITAL ALLOWANCE
Pays for each complete day the insured is confined in a hospital on top of medical costs incurred (RM350 per day) Adult/Child
Maximum payable
per Family
21,000
N/A
10,500
N/A
21,000
63,000
5. QUARANTINED COVER AS A RESULT OF PANDEMIC INFLUENZA
Pays for each full day the Insured is quarantined (RM200 per day) Adult/Child
Maximum payable
per Family
3,000
N/A
2,000
N/A
3,000
9,000
6. EMERGENCY MEDICAL EVACUATION & REPATRIATION
(A) Emergency Medical Evacuation
Emergency transportation and medical care en route to move the Insured (in a medical critical condition) to the nearest hospital
 
Per Event
 
Unlimited
 
Unlimited
 
Unlimited
B) Emergency Medical Repatriation
In an event that the Insured is hospitalized abroad and it is medically necessary for the Insured to be repatriated back to Malaysia to continue treatment, we will pay in respect of reasonable and necessary repatriation costs including the reasonable transportation costs of one qualified medical attendant accompanying the Insured.
 
Per Event
 
Unlimited
 
Unlimited
 
Unlimited
(C) Repatriation of Mortal Remains
Pays for the cost of burial or cremation in the locality where death occurs or the expenses of transporting the mortal remains back to Malaysia
 
Per Event
 
Unlimited
 
Unlimited
 
Unlimited
TRAVEL INCONVENIENCES
7. BAGGAGE AND PERSONAL EFFECTS
Reimburses for loss of or damage to the Insured’s baggage, including articles worn or carried (up to RM500 for any one article or pair or set of articles) Adult/Child
Maximum payable
per Family
7,500
N/A
5,000
N/A
7,500
22,500
8. PERSONAL MONEY & DOCUMENTS
Reimburses for travel and accommodation expenses including cost of obtaining replacement passports, travel tickets and other relevant travel documents. Loss of money due to theft is covered up to RM800 Adult/Child
Maximum payable
per Family
7,500
N/A
5,000
N/A
7,500
22,500
9. BAGGAGE DELAY
Pays if the Insured checked-in baggage is delayed for each full 6 consecutive hours (RM200 for every 6 hours) upon arrival at the Insured’s destination abroad Adult/Child
Maximum payable
per Family
1,600
N/A
800
N/A
800
2,400
10. TRAVEL DELAY
Pays if the conveyance is delayed from the
scheduled departure time for each full 6
consecutive hours delay (RM200 for first 6 hours delay and RM300 for every 6 consecutive hours thereafter)
 
Cancellation due to the delay
Reimburses for irrecoverable deposits/charges paid for the cancelled parts of the trip
Adult/Child
Maximum payable
per Family
 
 
 
Adult/Child
Maximum payable per Family
3,200
N/A
 
 
 
 
 
500
N/A
2,000
N/A
 
 
 
 
 
500
N/A
3,800
11,400
 
 
 
 
 
500
1,500
11. LOSS OF DEPOSIT OR CANCELLATION
Reimburses for irrecoverable travel and
accommodation expenses paid in advance
Adult/Child
Maximum payable
per Family
20,000
N/A
20,000
N/A
20,000
60,000
12. TRAVEL CURTAILMENT
Reimburses for proportional return of irrecoverable prepaid costs incurred, if it is necessary & unavoidable to curtail the Insured’s trip Adult/Child
Maximum payable
per Family
20,000
N/A
20,000
N/A
20,000
60,000
13. TRAVEL OVERBOOKED
Pays due to overbooked common carrier (by air only) and no alternative transportation is made available to the Insured within 6 hours of the scheduled departure time. Adult/Child
Maximum payable
per Family
400
N/A
200
N/A
400
1,200
14. TRAVEL MISCONNECTION
Pays due to common carrier (by air only)
misconnection and no alternative transportation is made available to the Insured within 4 hours
Adult/Child
Maximum payable
per Family
500
N/A
300
N/A
500
1,500
15. HIJACKING INCONVENIENCE
Pays for each full 24 consecutive hours of hijack (RM1,000/ 24 hours) Adult/Child
Maximum payable
per Family
10,000
N/A
10,000
N/A
10,000
30,000
16. MISSED DEPARTURE
Reimburses for additional accommodation and travel expenses necessarily and reasonably incurred in returning to Malaysia, as a result of mechanical breakdown of public transport services, to get the Insured to the departure port, airport or train station, as stated in the Insured’s ticket Adult/Child
Maximum payable
per Family
2,000
N/A
1,000
N/A
2,000
6,000
17. TRAVEL RE-ROUTE
Pays if the arrival of the scheduled public conveyance is delayed for at least 6 hours due to re-routing Adult/Child
Maximum payable
per Family
500
N/A
250
N/A
500
1,500
18. LOSS OF DEPOSIT OR FULL PAYMENT DUE TO INSOLVENCY OF AIRLINES
In the event that before or on the departure date of the Insured’s booked trip, the Airline from where the Insured purchased his/her air tickets has absconded or is declared insolvent, we will reimburse the Insured for the loss of irrecoverable full payment paid for the air tickets Adult/Child
Maximum payable
per Family
20,000
N/A
10,000
N/A
10,000
30,000
19. LOSS OF CREDIT CARD
Pays for fraudulent usage of the Insured’s credit card Adult/Child
Maximum payable
per Family
10,000
N/A
5,000
N/A
10,000
30,000
20. PERSONAL LIABILITY
Indemnifies the Insured for legal liability towards third parties or damage to their property due to the Insured’s negligence Adult/Child
Maximum payable
per Family
1 million
N/A
1 million
N/A
1 million
3 million
21. HOME CARE BENEFIT
Pays for damages to the Insured’s home contents as a result of burglary or fire when the Insured’s house is left vacant while he/she is travelling Adult/Child
Maximum payable
per Family
5,000
N/A
5,000
N/A
5,000
15,000
22. RENTAL CAR EXCESS COVER
Reimburses for any excess/deductible which the Insured become legally liable to pay in respect of loss or damage to rental car during the rental period Adult/Child
Maximum payable
per Family
1,000
N/A
1,000
N/A
1,000
3,000
23. RANSOM PAYMENT AS A RESULT OF KIDNAPPING AND HOSTAGE
Pays for the ransom payment as a result of
kidnapping and hostage outside Malaysia
Adult/Child
Maximum payable
per Family
200,000
N/A
100,000
N/A
100,000
300,000
24. REPLACEMENT TRAVELLER
Reimburses administrative costs incurred to replace a travel companion due to the Insured’s hospitalization within 7 days before the commencement of the trip Adult/Child
Maximum payable
per Family
5,000
N/A
3,000
N/A
5,000
15,000
25. GOLF EQUIPMENT COVER
Maximum RM200 for any one article or pair or set of articles in the event of loss or damage to the Golf Equipment owned by the Insured in a public place Per Trip 5,000 2,000 5,000

 

Table of premium

TYPES OF PLAN
AREA 1 (RM) AREA 2 (RM) AREA 3 (RM)
 
Individual Plan
Platinum 290 338 398
Gold 220 260 320
Family Plan 599 725 820
 
Travel from Malaysia to:

Area 1: Australia, Brunei, Cambodia, China (excluding Mongolia, Nepal & Tibet), Hong Kong, Macau, India, Indonesia, Japan, South Korea, Laos, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka,Taiwan, Thailand, Vietnam and within Malaysia.

Area 2: Worldwide excluding USA, Canada, Iran, Syria, Belarus, Burma/Myanmar, Cuba, Democratic Republic of Congo, North Korea, Somalia, Sudan, Zimbabwe.

Area 3: Worldwide excluding Iran, Syria, Belarus, Burma/Myanmar, Cuba, Democratic Republic of Congo, North Korea, Somalia, Sudan, Zimbabwe.

Domestic travel (by flight only) within Peninsular Malaysia or East Malaysia is covered under
Section 1, 3, 4, 6, 9 to 17 and 20 to 22. Cover under Sections 3, 4 and 6 is only applicable in the event of an accident.

  •  Special Coverage

      Terrorism, scuba diving and winter sports are covered.

  •  24-hour AXA Travel Assistance Hotline - (603) 2142 0399

Medical and emergency assistance hotline is available for you to call on reserve charge anywhere in the world - we are just a phone call away!

If you would like to know more, please email to enquiry@acpgconsultant.com or contact ACPG careline +603-92863323.

  • Automatic Renewal

This policy will be automatically renewed unless notice of non-renewal is given in writing by the Insured (or the Policyholder where applicable) to the Company before the Policy’s anniversary date. No renewal notice will be issued.

 
 
FAQ for AXA Smart Traveller Annual Plan.
 
 
  • Who is eligible to apply?
    All Malaysians, Permanents Residents, Employments Pass/Work Permit Holders and Dependents(s)
    of Pass Holders, excluding overseas secondment & students studying overseas.

 
  • What is the age limit?
    You must be between 18 and 69 years old (both ages inclusive) to be eligible for enrolment. For family plan, a child must be between 30 days to 18 years old (both ages inclusive) or up to 23 years old, if he/she is studying full-time in a recognised institution of higher learning.

 
  • Who is eligible to be covered under the family plan?                                                                     The family plan includes you, your spouse and all your accompanying children between 30 days to 18 years old (both ages inclusive) or up to 23 years old, if he/she is studying full-time in a recognised   institution of higher learning.
 
  •  Is there a maximum period of cover?
     The maximum period of cover is 95 days per trip, unlimited number of trips within the period on insurance stated in the Certificate of Insurance.

 
  •  Who is AXA Affin General Insurance Berhad?
    AXA Affin General Insurance Berhad is a member of the AXA Group, with over 1,104 billion euros in assets under management and more than 95 million customers around the world. AXA is one of the world’s leading insurer. In Malaysia, it is also a member of the Affin Group, a leader in Malaysia’s financial services sector.
 
 
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ACPG Management Sdn Bhd
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